Calculate Your
Offshore Savings.
Transparency is our policy. Use this tool to estimate the total monthly investment for your team member, including salary, statutory benefits, and our management fee.
1 Type of engagement
This determines how government contributions are handled, so pick it first.
2 Role & monthly salary
Not sure what a role pays in the Philippines? Start from a typical salary and adjust.
3 Team size
4 Government contributions
Employed member: contributions are split
As the employer of record we remit both halves. The employer share is added to your invoice automatically; the employee share is withheld from your team member's pay along with BIR income tax.
- SSS 15% of salary credit. Employer 10% + EC, employee 5%
- PhilHealth 5% of salary, split 2.5% / 2.5%
- Pag-IBIG 2% employer + 2% employee of fund salary
Independent contractors register with SSS, PhilHealth and Pag-IBIG as voluntary or self-employed members. There is no employer share, so they shoulder the whole contribution themselves.
Declared monthly income
Voluntary members choose the income they declare, and contributions are computed on that figure, not necessarily on what they are paid.
5 13th-month pay
One twelfth is added to each invoice, so there is no double bill in December.
6 Office space optional · per employee / month
Your team member works from home unless you add an office. Leave both unticked to keep it that way.
7 Equipment & benefits per employee / month
Compare with hiring locally optional
Enter the annual salary you would pay for this role in Australia and we will show your estimated saving, superannuation included.
Assumptions & rates used
Employed (Employer of Record): SSS 15% of monthly salary credit, split employer 10% + EC (₱10 / ₱30) and employee 5%, with a credit floor of ₱5,000 and ceiling of ₱35,000 · PhilHealth 5% split 2.5% / 2.5%, floor ₱10,000 and ceiling ₱100,000 · Pag-IBIG 2% employer + 2% employee on fund salary capped at ₱10,000 · BIR monthly withholding table (TRAIN, 2023 to present).
Self-employed (Agency of Record): There is no employer share, so the member pays the whole amount. SSS full 15% of the declared salary credit (₱5,000 to ₱35,000) plus the EC premium (₱10, or ₱30 from a ₱15,000 credit), with any credit above ₱20,000 routed to the Mandatory Provident Fund rather than the regular fund · PhilHealth full 5% of declared income, ₱500 to ₱5,000 per month · Pag-IBIG full 4% of fund salary capped at ₱10,000, so ₱400 per month at the cap. A contractor engaged for work is a self-employed member, and SSS applies EC to that class; purely voluntary members and non-working spouses do not pay EC. Independent contractors file and pay their own income tax, so no BIR withholding is applied here, though clients may still owe creditable withholding on professional fees.
The AUD to PHP rate is editable next to the salary field. Figures are estimates, not a quote or financial advice.
True total cost
Other providers quote a low "salary only" rate and surprise you with add-ons later. This estimate includes every mandatory cost.
Real statutory tables
Employed and voluntary contribution rates are both calculated from the official 2026 SSS, PhilHealth, Pag-IBIG and BIR tables.
Fair to your hire
See exactly what your team member takes home each month, in pesos and dollars.
One AUD invoice
Salary, contributions, workspace and our fee on a single Australian tax invoice with GST.
Happy with the numbers?
These figures are estimates based on current market rates and statutory requirements. Final numbers may vary based on candidate experience and specific lease requirements.
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